Maryland Paycheck Calculator (2026)
Estimate your take-home pay in Maryland after federal tax, Social Security, Medicare and state income tax.
Take-home pay in Maryland at common salaries
These figures assume a single filer, no pre-tax deductions, paid every two weeks. Maryland taxes wages using graduated brackets, applied on top of federal income tax and FICA. For example, a $60,000 salary comes to about $1,776.82 per paycheck, or $46,197 per year.
| Gross salary | Take-home (biweekly) | Take-home (yearly) | Taxes as % of gross |
|---|---|---|---|
| $30,000 | $941.43 | $24,477 | 18.4% |
| $45,000 | $1,359.12 | $35,337 | 21.5% |
| $60,000 | $1,776.82 | $46,197 | 23.0% |
| $80,000 | $2,281.82 | $59,327 | 25.8% |
| $100,000 | $2,761.82 | $71,807 | 28.2% |
| $150,000 | $3,926.38 | $102,086 | 31.9% |
How much does Maryland take from your pay?
For a single filer with no pre-tax deductions, Maryland income tax comes to about $1,534 a year on $40,000 (3.8% of gross), $2,484 on $60,000 (4.1%) and $4,384 on $100,000 (4.4%). By comparison, the same $60,000 salary in a state with no income tax keeps that $2,484 in your pocket each year, before any sales, property or other taxes.
Maryland rules built into this calculator
- Maryland allows its own standard deduction of $3,400 for single filers, $6,700 for married filing jointly and $6,700 for head of household.
- A personal exemption of $3,200 per person is subtracted, stepping down in stages and reaching zero above $150,000 of income for single filers and $200,000 for married and head-of-household filers.
- Traditional 401(k) contributions reduce Maryland taxable wages as well as federal taxable wages.
- Every county in Maryland, and Baltimore City, charges an income tax on Maryland taxable income; this page pre-fills 3.2% (the most common rate) and you can change it in the local tax field to match where you live.
How this calculator works
- Pre-tax deductions. Any 401(k) contribution is subtracted first.
- Federal income tax. The 2026 standard deduction ($16,100 single, $32,200 married filing jointly, $24,150 head of household) is subtracted, then marginal brackets from 10% to 37% apply.
- FICA. Social Security and Medicare are calculated on gross wages.
- State tax. Maryland taxes wages using graduated brackets, applied on top of federal income tax and FICA.
Simplifications: assumes wages only, no dependents or credits, the standard deduction, and no local or city taxes. Federal figures follow IRS Rev. Proc. 2025-32 and the SSA 2026 wage base. Rates and deductions last verified against official sources on October 14, 2026.
Frequently asked questions
Does Maryland have a state income tax?
Yes. Maryland uses graduated rates that rise with income. Maryland taxes wages with graduated rates from 2% to 6.5% after a standard deduction (about $3,400 for single filers in 2026, and $6,700 for married and head-of-household filers, the latest published amount) and a $3,200 personal exemption per person that steps down and disappears at higher incomes. Maryland also charges a county or Baltimore City income tax of 2.25% to 3.30% on Maryland taxable income, collected on your state return. Most jurisdictions charge 3.20%, which is pre-filled here, so enter your own rate in the local tax field. Anne Arundel and Frederick counties use graduated local rates. Dependents and itemized deductions are not included.
How much Maryland income tax will I pay on $60,000?
A single filer with no pre-tax deductions pays about $2,484 a year in Maryland income tax on $60,000, which is roughly $95.54 per biweekly paycheck. Your figure will differ with filing status, 401(k) contributions and local taxes.
What is FICA?
FICA is the payroll tax that funds Social Security and Medicare. In 2026 the employee share is 6.2% Social Security on wages up to $184,500 and 1.45% Medicare on all wages, plus 0.9% Additional Medicare on wages above $200,000.
Why is my real paycheck different from this estimate?
Health insurance premiums, HSA or FSA contributions, local taxes, your W-4 settings, and extra withholding all change the amount. Use this as a planning estimate and check your pay stub for exact figures.
How does a 401(k) contribution change my take-home?
Traditional 401(k) contributions reduce the wages used for federal and state income tax, but not Social Security or Medicare tax. Your take-home falls by less than the amount you contribute.